

Kosta Patsiopoulos
Discusses What Liquor Establishments and Related Entities Can Do to Protect Against Commercial General Liability Policy Exclusion Risks in The Legal Intelligencer's 2025 Cannabis/Liquor Law Special Section
There continues to be a nationwide struggle between liquor establishments and their insurer carrier based on firearms exclusions in commercial general liability policies. With the nationwide litigation surrounding these commercial general liability policy exclusions, what should liquor establishments and related entities do to protect against these risks? Further, assuming an insurance carrier has no duty to defend or indemnify these claims, what should these liquor establishments and related entities do to satisfy their legal duties and protect/mitigate their liability exposure? Hire more security? Purchase and install metal detectors? Can AI play a role?
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